Verify Bank Account Api
Verify Bank Account
Developer should know !
The said API will provide the bank information (Account Holder Name) by crediting Rs. 1 in the beneficiary bank account.
Endpoint URL :
Request Parameters
| Request Parameter | Data Type | Default Value | Required | Description | Change Date | Change Description |
|---|---|---|---|---|---|---|
| mobile_no | integer | Yes | Remitter mobile number | |||
| beneficiary_id | string | Yes | Beneficiary id (which you will get from the response of the fetch beneficiary API) |
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| bank_id | integer | Yes | Please pass the bank id (which you will get from the response of the fetch beneficiary API) |
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| name | string | Yes | Bank account holder name (which you will get from the response of the fetch beneficiary API) |
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| account_no | integer | Yes | Bank account number (which you will get from the response of the fetch beneficiary API) |
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| ifsc_code | string | Yes | IFSC Code of the branch (which you will get from the response of the fetch beneficiary API) |
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| refid | string | Yes | A unique reference id generated by your application, to track the requests later. |
Request Example [JSON]
Responses (JSON)
- status_code (integer): The status code of the response.
- status (string): Indicates whether the operation was a success or a failure.
- txn_id (string): The transaction ID generated by the system.
- your_ref_id (string): The reference ID provided by the user.
- message (string): A message indicating the current state of the transaction.
- utr_no (string): The unique transaction reference number.
- service_category (string): The category of the service involved in the transaction.
- service_name (string): The name of the service involved in the transaction.
- request_time (string): The time when the request was made.
- response_time (string): The time when the response was received.
- beneficiary_details (object): Details of the beneficiary.
- beneficiary_name (string): The name of the beneficiary.
- wallet_details (object): Details of the wallet used in the transaction.
- wallet_type (string): The type of wallet used.
- opening_bal (string): The opening balance of the wallet.
- amount (string): The amount transferred.
- charged_amt (string): The charged amount for the transaction.
- gst (string): The GST amount charged.
- tds (string): The TDS amount deducted.
- ccf_amt (string): The CCF amount charged.
- closing_bal (string): The closing balance of the wallet.
{"status_code": 2, "status":"FAILED", "message": "token is required"}
- status_code (integer): 2
- message (string): "A specific validation error message."
- status (string): "FAILED"
{"status_code": 0, "status":"FAILED", "message": "Unable to delete beneficiary record."}
- status_code (integer): 0
- message (string): "Unable to delete beneficiary record"
- status (string): "FAILED"
Note
- The API endpoint should be accessed via a POST request.
- All requests must include a Bearer Token in the Authorization header to authenticate the request.
- Please always update your transaction with status key and SUCCESS, PENDING, FAILED value.
- Implement proper error handling on the client side to display user-friendly error messages based on the 'status' and 'message' fields in the response.